Christmas is an expensive time of year as the cost of presents, decorations, meals out and entertaining all add up. Individuals intend to spend £567 each at Christmas, with 46% planning to pay for it using credit cards, store cards and overdrafts.
The New Year is a great opportunity to take a good look at your finances and make financial plans for the coming year.
If you think that retirement plans are only for the super wealthy, or if you’ve just not got round to it yet, or even that you think retirement is too far away, then think again.
The Wealth at Work group of companies has been ranked within FT Adviser’s ‘Top 100 Financial Advisers 2016’, in association with Strategic Insight.
The new Lifetime ISA (LISA) is due to be available from April 2017.
The Government will consult on how to ban pension cold calling and a wider range of pension scams.
The Chancellor has today delivered the Autumn Statement.
The Government have announced that it is considering limiting the range of benefits which can be bought using Salary Sacrifice.
The latest risk to an individual’s future retirement income plans has surfaced in the form of a debate about ‘conditional indexation.
The Government is cancelling its plans to create a market for secondary annuities.
