Pensions
Most
people nowadays understand that the State retirement provisions alone will
allow them to maintain a reasonable standard of living in retirement.
The
majority of our clients are fortunate enough to be placed in traditional
"Final Salary" employer's pension schemes. However, this does not
mean that potential retirement benefits are always going to meet the needs
of the employee. Detailed analysis and advice may be required, particularly
when gaps in service and overtime payment adjustments have been taken into
account.
Individuals
in small to medium company schemes may need specialist advice, as most smaller
schemes will not offer defined benefits like their larger counterparts and
often rely on stock market performance over the long term in order to
provide a pension.
Those
responsible for choosing or administering pension schemes within their
companies may like to visit our Business
Planning section to find out more.
Finally,
those who are in other forms of pension scheme, or who have little or no
provision whatsoever will benefit from our advice.
Affinity
pensions advice can help you get what you want in retirement. Some of the
options for retirement planning include:
- Stakeholder Friendly
- Personal Pension Plan
- Self Invested Personal Pension
- Group Personal Pension
- Small Self Administered Scheme
- Stakeholders for Children
Please
use our contact form for an appointment to
discuss this specialist area.
