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Affinity Financial Awareness - Care Division

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Residential and Nursing Homes

The decision to enter care can be an emotive one, as it will usually mean coming to terms with selling the family home and a recognition of our own mortality. It is natural therefore that it may be met with a degree of reluctance.

However, once the decision has been made the experience of selecting a suitable home often dispels some of the common misconceptions that have been held about care homes.

The majority of UK homes have traditionally provided excellent care and conditions for residents. With the advent of regulation and agreed minimum care standards which are implemented by the Commission for National Care Inspection, these homes can now demonstrate that they exceed a benchmark of care to prospective residents and their families.

Today there is a wide variety of choice in the care home sector, and finding one to suit your requirements should be relatively easy. Once a home has been selected it very quickly becomes a home away from home. Often people in residential care enjoy normal activities and continue to pursue the outside interests and hobbies that they enjoyed whilst living in their own home. Residents also enjoy the added benefit of security, the companionship of like-minded residents and 24 hour care. Residents have let us know that their experience can sometimes be likened to "living in a 5 star hotel".

It is a common misconception that private care homes are only available to wealthy individuals.

Those with relatively modest means, with specialist financial and legal advice, can enjoy private care. In fact, people whose care needs are entirely funded by the government are often able to live in a private home if they wish

In the UK the majority of care homes, both nursing and residential, are in the private sector and are supplemented by homes owned and operated by Local Authority Social Services Departments and charities etc.