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Affinity Financial Awareness - Care Division

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Domiciliary Care

Many elderly people diagnosed as needing care feel strongly that leaving their home is the first step in a downward spiral. Although this very often isn’t the case, they should be assured that in many cases care in their own home is a possibility, if only for the short term.

This type of care would typically be seen as the option that allows you to maintain maximum independence, as it brings the services that you require directly to your home. You then select the services that best suit you, from Meals on Wheels and help with housework, to more specific help, such as dressing or bathing, right up to specialist nursing help.

Partners, family and friends or other carers may have provided domiciliary care up to a point. However, the government is committed to helping the individual maintain his or her independence and dignity by choosing this type of care at home. Because of this there is an increase in demand for professional help and support.

There are therefore a growing number of private nursing and care agencies that specialise in providing bespoke solutions to suit individual circumstances. In addition, voluntary organisations and charities play a major role in this area, providing both physical and social care and offering support to the carers.

However, those with total assets in excess of £23,250 (in England and Northern Ireland, £22,000 in Wales and £22,750 in Scotland) must find a way to pay for such care themselves. If you are one of these individuals then please use our Specialist Advice form to see if we can help you plan to meet the cost of these fees.